Today's Interest Rates

The Online system Mortgage rates

Company: List of Institutions

21-May-2013 Owner Occupied
Company Name StandardVariable BasicVariable Introductory 1 YearFixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AMP Bank 6.50 (6.60) 5.40 (5.41) 5.50 (6.47) 4.99 (6.43) 4.99 (6.28) 5.19 (6.20) - 5.99 (6.45)
ANZ 6.13 (6.19) 5.70 (5.73) - 5.34 (6.11) 5.44 (6.06) 5.14 (5.92) 5.79 (6.08) 5.99 (6.14)
Arab Bank Australia 6.75 (6.76) 5.64 (5.72) 5.04 (6.60) 4.99 (6.58) 4.99 (6.42) 5.29 (6.36) 5.69 (6.39) 5.79 (6.36)
Aussie Home Loans 5.34 (5.35) - - 4.95 (5.31) 4.99 (5.28) 5.39 (5.36) 5.69 (5.47) 5.69 (5.50)
Austral Mortgage 5.56 (5.61) - - 4.99 (5.55) 5.09 (5.52) 5.29 (5.53) 5.54 (5.60) 5.59 (5.62)
Bank of Melbourne 6.15 (6.25) 5.48 (5.51) 5.70 (6.20) 5.14 (6.14) 5.14 (6.05) 5.10 (5.95) 5.64 (6.06) 5.64 (6.03)
bankmecu 5.39 (5.42) 5.29 (5.32) - 4.95 (5.28) 4.95 (5.25) 5.19 (5.29) - -
Bankwest 6.14 (6.18) 5.38 (5.38) 5.34 (6.10) 5.39 (6.09) 4.99 (5.95) 5.19 (5.91) 5.64 (6.00) 5.49 (5.90)
Bendigo Bank 6.51 (6.59) - - 5.24 (6.46) 5.19 (6.33) 5.39 (6.28) 5.64 (6.28) 5.74 (6.26)
Big Sky Building Society 5.65 (5.87) 5.85 (5.92) - 5.69 (5.90) 5.59 (5.87) 5.59 (5.85) 5.99 (5.97) 5.99 (5.98)
BMC Mortgage 5.28 (5.31) - - - - - - -
BOQ 6.51 (6.61) 5.93 (6.04) 5.51 (6.51) 4.99 (6.46) 5.09 (6.33) 5.09 (6.21) 5.59 (6.28) 5.69 (6.26)
Citibank 6.44 (6.52) 5.44 (5.47) - 5.19 (6.39) 4.89 (6.22) 5.14 (6.16) 5.69 (6.25) 5.69 (6.20)
Commonwealth Bank 6.15 (6.24) 5.45 (5.45) 5.34 (5.67) 5.34 (6.16) 5.14 (6.04) 5.24 (5.98) 5.54 (6.02) 5.64 (6.02)
Community CPS Australia 6.04 (6.08) 5.34 (5.45) - 5.09 (5.98) 5.19 (5.91) 5.29 (5.86) 5.74 (5.96) 5.74 (5.94)
Community First CU 6.34 (6.39) 5.73 (5.78) - 5.39 (6.29) 5.19 (6.16) 5.09 (6.04) - -
ECU Australia 6.30 (6.34) - 5.30 (6.24) 5.54 (6.26) 5.69 (6.22) 5.69 (6.16) - 5.94 (6.18)
Encompass Credit Union 6.05 (6.09) - 5.35 (5.99) 5.35 (6.02) 5.09 (5.91) 5.39 (5.91) - 6.39 (6.24)
Family First CU 6.70 (6.75) - - 6.45 (6.73) 6.55 (6.72) 6.70 (6.75) - -
FCCS Credit Union 5.99 (6.02) - - 5.45 (5.98) 5.35 (5.91) 5.50 (5.90) 5.85 (5.99) 5.95 (6.02)
Gateway Credit Union 5.19 (5.34) 5.43 (5.46) - 5.19 (5.34) 4.99 (5.30) 5.04 (5.30) - -
Greater Building Society 5.75 (5.79) 5.39 (5.43) - 4.94 (5.38) 5.19 (5.39) 5.29 (5.40) 5.69 (5.53) 5.69 (5.55)
Heritage Bank 5.89 (5.95) 5.19 (5.22) - 5.09 (5.87) 5.09 (5.80) 5.29 (5.79) - 5.69 (5.87)
Holiday Coast CU 5.89 (6.04) - - 5.09 (6.38) 5.09 (6.25) 5.25 (6.17) - 5.99 (6.31)
Homeloans 5.34 (5.52) - - 5.09 (5.51) 5.19 (5.50) 5.39 (5.52) 5.74 (5.64) 5.79 (5.67)
HSBC 6.45 (6.49) 5.25 (5.26) - 5.49 (6.57) 5.49 (6.46) 5.39 (6.33) 5.69 (6.34) 5.69 (6.27)
Illawarra CU NSW 5.60 (5.60) 5.58 (5.67) - 5.39 (6.20) 5.39 (6.12) 5.39 (6.05) - 5.89 (6.13)
IMB 5.91 (5.94) 5.28 (5.33) 4.91 (5.40) 5.24 (5.43) 4.99 (5.37) 4.99 (5.34) 5.64 (5.54) 5.64 (5.55)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
LJ Hooker Home Loans 5.55 (5.66) - - 4.99 (5.61) 4.99 (5.56) 5.21 (5.57) 5.53 (5.76) 5.63 (5.80)
Macquarie Bank 5.24 (5.26) 5.19 (5.21) - 4.95 (5.23) 5.19 (5.25) 5.29 (5.27) 5.69 (5.42) 5.69 (5.45)
ME Bank 5.68 (5.69) - - 5.19 (5.65) - 4.99 (5.50) - 5.59 (5.77)
Mortgage HOUSE 5.21 (5.24) - - 4.89 (######) 4.99 (######) 5.19 (79.75) 5.49 (49.84) 5.49 (33.68)
MyState 5.77 (5.80) - - 5.30 (6.09) 5.30 (6.01) 5.40 (5.96) - 5.85 (6.05)
nab 6.13 (6.19) 5.48 (5.48) - 5.19 (6.09) 5.09 (5.98) 5.39 (5.98) 5.74 (6.05) 5.65 (5.98)
Newcastle Permanent 5.80 (5.80) 5.40 (5.40) 5.10 (5.33) 4.98 (5.72) 4.98 (5.65) 5.14 (5.62) 5.54 (5.71) 5.54 (5.69)
People's Choice Credit Union 6.37 (6.41) 5.35 (5.38) - 5.17 (5.36) 5.17 (5.35) 5.37 (5.39) 5.69 (5.50) 5.75 (5.55)
Police Bank 5.84 (5.89) - - - - 5.19 (5.71) - 6.00 (5.96)
Police Credit 5.74 (5.77) - 5.14 (5.63) 5.19 (5.72) 5.09 (5.65) 5.39 (5.67) 5.89 (5.82) 5.99 (5.88)
Qld Police Credit Union 5.29 (5.46) 5.39 (5.43) - 4.99 (5.84) 4.99 (5.76) 5.09 (5.71) 5.59 (5.82) 5.59 (5.80)
Qld Professional CU 5.80 (5.90) - - - - - - -
QT Mutual Bank 6.07 (6.10) 5.65 (5.68) 5.15 (6.01) 5.15 (6.01) 5.25 (5.94) 5.40 (5.91) - -
Queenslanders CU 5.25 (5.31) - - 5.20 (5.48) 5.30 (5.47) 5.85 (5.61) - 5.99 (5.73)
RAMS 6.10 (6.14) - 5.29 (5.44) 4.99 (6.04) 5.25 (5.99) 5.29 (5.94) 5.64 (6.01) 5.69 (6.01)
RESI Mortgage Corp 5.31 (5.44) - 5.12 (5.99) 4.99 (5.41) 4.99 (5.38) 5.08 (5.38) 5.89 (5.69) 5.99 (5.75)
SCU 6.02 (6.05) 5.51 (5.54) - 5.10 (5.96) 4.99 (5.85) 5.24 (5.84) - 5.64 (5.89)
Select Credit Union 5.79 (5.79) - - - - 5.49 (5.73) - -
SGE Credit Union 5.82 (5.84) - 5.57 (6.09) 4.99 (6.03) 4.99 (5.93) 5.24 (5.90) 5.79 (6.03) 5.99 (6.09)
St.George Bank 6.24 (6.34) 5.57 (5.60) 5.54 (6.27) 5.14 (6.22) 5.14 (6.12) 5.10 (6.02) 5.64 (6.12) 5.64 (6.08)
Suncorp Bank 6.49 (6.58) 5.91 (5.94) - 5.30 (6.46) 5.40 (6.37) 5.13 (6.20) - 5.85 (6.30)
Sutherland Credit Union 5.87 (5.92) 5.72 (5.77) - - - - - -
Teachers Mutual Bank 5.28 (5.42) 5.68 (5.68) - 4.99 (5.87) 4.89 (5.76) 4.99 (5.70) - -
The Rock Building Soc 5.69 (5.88) 5.96 (6.00) - 5.30 (6.62) 5.30 (6.48) 5.40 (6.39) - 5.85 (6.39)
TIO Banking 6.16 (6.28) - - 4.99 (6.16) 4.99 (6.05) 5.25 (6.02) 5.54 (6.05) 5.54 (6.01)
Victoria Teachers Mutual Bank 5.89 (5.92) 5.39 (5.42) - 5.24 (5.85) 5.24 (5.79) 5.39 (5.78) 5.69 (5.85) 5.84 (5.90)
Westpac 6.26 (6.35) 5.61 (5.64) - 5.44 (6.26) 5.49 (6.19) 5.49 (6.12) 5.89 (6.21) 5.89 (6.18)
21-May-2013 Investment
Company Name StandardVariable BasicVariable Introductory 1 Yearfixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AMP Bank 6.50 (6.60) 5.40 (5.41) 5.50 (6.47) 4.99 (6.45) 4.99 (6.31) 5.19 (6.23) - 5.99 (6.49)
ANZ 6.13 (6.19) 5.70 (5.73) - 5.34 (6.11) 5.44 (6.06) 5.14 (5.92) 5.79 (6.08) 5.99 (6.14)
Arab Bank Australia 6.75 (6.76) 5.64 (5.72) 5.04 (6.60) 4.99 (6.58) 4.99 (6.42) 5.29 (6.36) 5.69 (6.39) 5.79 (6.36)
Aussie Home Loans 5.34 (5.35) - - 4.95 (5.34) 4.99 (5.31) 5.39 (5.39) 5.69 (5.50) 5.69 (5.52)
Austral Mortgage 5.56 (5.61) - - 4.99 (5.55) 5.09 (5.52) 5.29 (5.53) 5.54 (5.60) 5.59 (5.62)
Bank of Melbourne 6.15 (6.25) 5.48 (5.51) 5.70 (6.20) 5.14 (6.14) 5.14 (6.05) 5.10 (5.95) 5.64 (6.06) 5.64 (6.03)
bankmecu 5.39 (5.42) 5.29 (5.32) - 4.95 (5.28) 4.95 (5.25) 5.19 (5.29) - -
Bankwest 6.14 (6.18) 5.38 (5.38) 5.34 (6.10) 5.39 (6.09) 4.99 (5.95) 5.19 (5.91) 5.64 (6.00) 5.49 (5.90)
Bendigo Bank 6.51 (6.59) - - 5.24 (6.46) 5.19 (6.33) 5.39 (6.28) 5.64 (6.28) 5.74 (6.26)
Big Sky Building Society 5.65 (5.87) 5.85 (5.92) - 5.69 (5.90) 5.59 (5.87) 5.59 (5.85) 5.99 (5.97) 5.99 (5.98)
BMC Mortgage 5.28 (5.31) - - - - - - -
BOQ 6.51 (6.61) 5.93 (6.04) - 4.99 (6.46) 5.09 (6.33) 5.09 (6.21) 5.59 (6.28) 5.69 (6.26)
Citibank 6.44 (6.52) 5.44 (5.47) - 5.19 (6.39) 4.89 (6.22) 5.14 (6.16) 5.69 (6.25) 5.69 (6.20)
Commonwealth Bank 6.15 (6.24) 5.45 (5.45) 5.34 (5.67) 5.34 (6.16) 5.14 (6.04) 5.24 (5.98) 5.54 (6.02) 5.64 (6.02)
Community CPS Australia 6.04 (6.07) 5.34 (5.45) - 5.09 (5.98) 5.19 (5.91) 5.29 (5.86) 5.74 (5.96) 5.74 (5.94)
Community First CU 6.34 (6.39) 5.73 (5.78) - 5.39 (6.29) 5.19 (6.16) 5.09 (6.04) - -
ECU Australia 6.30 (6.34) - 5.30 (6.24) 5.54 (6.26) 5.69 (6.22) 5.69 (6.16) - 5.94 (6.18)
Encompass Credit Union 6.05 (6.09) - - 5.35 (6.02) 5.09 (5.91) 5.39 (5.91) - 6.39 (6.24)
Family First CU 6.70 (6.75) - - 6.45 (6.73) 6.55 (6.72) 6.70 (6.75) - -
FCCS Credit Union 5.99 (6.02) - - 5.45 (5.98) 5.35 (5.91) 5.50 (5.90) 5.85 (5.99) 5.95 (6.02)
Gateway Credit Union 5.19 (5.34) 5.43 (5.46) - 5.19 (5.34) 4.99 (5.30) 5.04 (5.30) - -
Greater Building Society 5.75 (5.79) 5.39 (5.43) - 4.94 (5.38) 5.19 (5.39) 5.29 (5.40) 5.69 (5.53) 5.69 (5.55)
Heritage Bank 5.89 (5.95) 5.19 (5.22) - 5.09 (5.87) 5.09 (5.80) 5.29 (5.79) - 5.69 (5.87)
Holiday Coast CU 6.00 (6.04) - - 5.09 (6.38) 5.09 (6.25) 5.25 (6.17) - 5.99 (6.31)
Homeloans 5.34 (5.52) - - 5.09 (5.51) 5.19 (5.50) 5.39 (5.52) 5.74 (5.64) 5.79 (5.67)
HSBC 6.45 (6.49) 5.25 (5.26) - 5.49 (6.57) 5.49 (6.46) 5.39 (6.33) 5.69 (6.34) 5.69 (6.27)
Illawarra CU NSW 5.60 (5.60) 5.58 (5.67) - 5.39 (6.25) 5.39 (6.17) 5.39 (6.10) - 5.89 (6.18)
IMB 5.91 (5.94) 5.28 (5.33) 4.91 (5.40) 5.24 (5.43) 4.99 (5.37) 4.99 (5.34) 5.64 (5.54) 5.64 (5.55)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
LJ Hooker Home Loans 5.55 (5.66) - - 4.99 (5.61) 4.99 (5.56) 5.21 (5.57) 5.53 (5.76) 5.63 (5.80)
Macquarie Bank 5.24 (5.26) 5.19 (5.21) - 4.95 (5.23) 5.19 (5.25) 5.29 (5.27) 5.69 (5.42) 5.69 (5.45)
ME Bank 5.68 (5.69) - - 5.19 (5.65) - 4.99 (5.50) - 5.59 (5.77)
Mortgage HOUSE 5.41 (5.44) - - 4.89 (5.39) 4.99 (5.36) 5.19 (5.38) 5.49 (5.47) 5.49 (5.47)
MyState 5.77 (5.80) - - 5.30 (6.09) 5.30 (6.01) 5.40 (5.96) - 5.85 (6.05)
nab 6.13 (6.19) 5.48 (5.48) - 5.19 (6.09) 5.09 (5.98) 5.39 (5.98) 5.74 (6.05) 5.65 (5.98)
Newcastle Permanent 5.80 (5.80) 5.40 (5.40) 5.10 (5.33) 4.98 (5.72) 4.98 (5.65) 5.14 (5.62) 5.54 (5.71) 5.54 (5.69)
People's Choice Credit Union 6.37 (6.41) 5.35 (5.38) - 5.17 (5.36) 5.17 (5.35) 5.37 (5.39) 5.69 (5.50) 5.75 (5.55)
Police Bank 5.84 (5.89) - - - - 5.19 (5.71) - 6.00 (5.96)
Police Credit 5.74 (5.77) - 5.14 (5.63) 5.19 (5.72) 5.09 (5.65) 5.39 (5.67) 5.89 (5.82) 5.99 (5.88)
Qld Police Credit Union 5.29 (5.46) 5.39 (5.43) - 4.99 (5.84) 4.99 (5.76) 5.09 (5.71) 5.59 (5.82) 5.59 (5.80)
Qld Professional CU 5.80 (5.90) - - - - - - -
QT Mutual Bank 6.07 (6.10) 5.65 (5.68) 5.15 (6.01) 5.15 (6.01) 5.25 (5.94) 5.40 (5.91) - -
Queenslanders CU 5.25 (5.31) - - 5.20 (5.48) 5.30 (5.47) 5.85 (5.61) - 5.99 (5.73)
RAMS 6.10 (6.14) 5.35 (5.52) 5.29 (5.44) 4.99 (6.04) 5.25 (5.99) 5.29 (5.94) 5.64 (6.01) 5.69 (6.01)
RESI Mortgage Corp 5.31 (5.44) - 5.12 (5.99) 4.99 (5.41) 4.99 (5.38) 5.08 (5.38) 5.89 (5.69) 5.99 (5.75)
SCU 6.02 (6.05) 5.51 (5.54) - 5.10 (5.96) 4.99 (5.85) 5.24 (5.84) - 5.64 (5.89)
Select Credit Union 5.79 (5.79) - - - - 5.49 (5.73) - -
SGE Credit Union 5.82 (5.84) - 5.57 (6.09) 4.99 (6.03) 4.99 (5.93) 5.24 (5.90) 5.79 (6.03) 5.99 (6.09)
St.George Bank 6.24 (6.34) 5.57 (5.60) 5.54 (6.27) 5.14 (6.22) 5.14 (6.12) 5.10 (6.02) 5.64 (6.12) 5.64 (6.08)
Suncorp Bank 6.49 (6.58) 5.91 (5.94) - 5.30 (6.46) 5.40 (6.37) 5.13 (6.20) - 5.85 (6.30)
Sutherland Credit Union 5.87 (5.92) 5.72 (5.77) - - - - - -
Teachers Mutual Bank 5.28 (5.42) - - 4.99 (5.87) 4.89 (5.76) 4.99 (5.70) - -
The Rock Building Soc 5.69 (5.88) 5.96 (6.00) - 5.30 (6.62) 5.30 (6.48) 5.40 (6.39) - 5.85 (6.39)
TIO Banking 6.16 (6.28) - - 4.99 (6.16) 4.99 (6.05) 5.25 (6.02) 5.54 (6.05) 5.54 (6.01)
Victoria Teachers Mutual Bank 5.69 (5.72) 5.39 (5.42) - 5.24 (5.67) 5.24 (5.63) 5.39 (5.64) 5.69 (5.72) 5.84 (5.78)
Westpac 6.26 (6.35) 5.61 (5.64) - 5.44 (6.26) 5.49 (6.19) 5.49 (6.12) 5.89 (6.21) 5.89 (6.18)
21-May-2013 Equity
Company Name Line of Credit Standing Amortising Variable Basic Amortising Variable 1 year fixed/cap
AMP Bank 6.70 (6.80) - - -
ANZ 6.55 (6.66) - - -
Arab Bank Australia 6.75 (6.83) - - -
Aussie Home Loans 5.34 (5.46) - - -
Austral Mortgage 5.66 (5.79) - - -
Bank of Melbourne 6.30 (6.43) - - -
bankmecu 5.84 (5.95) - - -
Bankwest 6.12 (6.29) - - -
Bendigo Bank 6.61 (6.69) - - -
Big Sky Building Society 6.35 (6.38) - - -
BMC Mortgage 5.75 (5.75) - - -
BOQ 6.86 (6.96) - - -
Citibank 6.81 (6.92) - - -
Commonwealth Bank 6.30 (6.42) - - -
Community CPS Australia 6.19 (6.22) - - -
ECU Australia 6.30 (6.34) - - -
Encompass Credit Union 6.35 (6.39) - - -
Family First CU 7.20 (7.25) - - -
Gateway Credit Union 5.89 (5.92) - - -
Greater Building Society 6.10 (6.17) - - -
Heritage Bank 5.96 (6.04) - - -
Homeloans 5.54 (5.72) - - -
HSBC 6.53 (6.57) - - -
Illawarra CU NSW 6.28 (6.32) - - -
IMB 6.11 (6.14) - - -
LJ Hooker Home Loans 5.75 (5.76) - - -
Macquarie Bank 6.20 (6.22) - - 4.95 (6.09)
Mortgage HOUSE 5.51 (5.58) - - -
MyState 6.39 (6.50) - - -
nab 5.61 (5.67) - - -
Newcastle Permanent 6.00 (6.06) - - -
People's Choice Credit Union 6.47 (6.56) - - -
Police Bank 5.90 (5.99) - - -
Police Credit 5.74 (5.77) - - -
Qld Professional CU - 7.20 (7.24) - -
QT Mutual Bank 6.27 (6.30) 6.37 (6.40) - -
Queenslanders CU 6.04 (6.12) - - -
RAMS 6.20 (6.37) - - -
RESI Mortgage Corp 6.02 (6.05) - - -
SCU 6.02 (6.11) - - -
Select Credit Union 6.04 (6.07) - - -
St.George Bank 6.39 (6.52) - - -
Suncorp Bank 6.59 (6.68) 7.33 (7.42) - -
The Rock Building Soc 5.94 (6.13) - - -
Victoria Teachers Mutual Bank 5.94 (6.05) - - -
Westpac 6.41 (6.51) - - -

Rate in brackets is the comparison rate for a $250,000 loan over 25 years. Provides these rates in good faith, however, please refer to the institution in question for their full comparison rate schedule.

IMPORTANT NOTE: The AAPR for mortgage products forming part of a package is updated once each business day prior to business hours. Rate changes notified to CANSTAR during a business day will not be reflected in AAPR for mortgages forming part of a package until the following morning's update. Rates and AAPR for all other mortgage products are updated after notification is received by CANSTAR from the relevant financial institution.

Date: 21-May-2013

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